OHBA Member Insurance Program

A smarter, more cost-effective way for construction businesses to manage health insurance.

What is CIP?

The Contractors Insurance Program (CIP) is an exclusive benefit for OHBA members, offering access to competitive, construction-focused health insurance solutions.

Why It Matters

Lower, more predictable costs
Group purchasing power
Plans tailored to construction
Local expertise

Level Funded Plans

Designed for small to mid-sized businesses, level funded plans combine the stability of traditional insurance with the cost-saving potential of self-funding.

Key Advantages

Potential premium savings
Access to claims data
Stop-loss protection
Custom plan flexibility

Built for Builders

This program is specifically designed for construction employers, accounting for seasonal workforce changes, multi-state teams, and industry-specific needs.